Important Disclaimers

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the information contained herein.

Any reliance you place on such information is strictly at your own risk. Before making any financial decisions, we strongly recommend consulting with qualified professionals who can assess your individual circumstances.

Information Accuracy and Completeness

While we endeavor to keep the information on this website accurate and current, we cannot guarantee its completeness or accuracy. The following limitations apply:

• • Information may become outdated due to changing market conditions
• • Data sources may contain errors or omissions beyond our control
• • Updates to regulations may not be immediately reflected
• • Individual circumstances may affect the applicability of general information

Limitation of Liability

To the fullest extent permitted by applicable law, Velomirathine and its affiliates shall not be liable for any damages arising from your use of this website or services, including but not limited to:

• • Direct or indirect financial losses
• • Loss of profits or business opportunities
• • Consequential or punitive damages
• • Errors in information or data transmission
• • Third-party actions or omissions

In no event shall our total liability exceed the amount paid by you for our services in the preceding 12 months.

Professional Advice Requirement

The content on this website does not constitute personalized financial advice and should not be used as the sole basis for financial decisions. Each individual's financial situation is unique and requires professional assessment.

Always consult with qualified financial advisors, tax professionals, or legal experts before making significant financial commitments or changes to your financial strategy.

External Links and Third-Party Content

This website may contain links to external websites or reference third-party content for informational purposes. We do not endorse or assume responsibility for the accuracy of external content.

We are not responsible for the privacy practices or content of external websites. Please review their terms and policies independently.

Financial Services Disclaimer

Our financial planning services are subject to the following important considerations:

• • All financial planning involves inherent risks and uncertainties
• • Market conditions can change rapidly and affect outcomes
• • Individual results depend on personal circumstances and market factors
• • No guarantees are made regarding specific financial outcomes

Individual results may vary

User Indemnification

By using this website and our services, you agree to indemnify and hold harmless Velomirathine, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

These disclaimers and your use of this website are governed by the laws of Malaysia, with specific considerations for local regulations.

Any disputes arising from the use of this website or our services shall be subject to the exclusive jurisdiction of Malaysian courts.

Some provisions may be modified to comply with local regulatory requirements in different jurisdictions:

• • Data protection rights may vary based on your location
• • Consumer protection laws may provide additional safeguards
• • Professional licensing requirements may differ by jurisdiction

Severability Clause

If any provision of these disclaimers is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. Invalid provisions shall be replaced with valid provisions that most closely reflect the original intent.

Modifications to Disclaimers

We reserve the right to modify these disclaimers at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of our services constitutes acceptance of any modifications.

Acceptance of Terms

By accessing this website or using our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and all applicable terms and conditions.

Contact Information

If you have questions about these disclaimers or need clarification on any points, please contact us using the information below: